Getting a Rental Car After a Car Accident


After a car accident, life does not stop. You still need to get to work, run errands, and maintain your daily responsibilities. When your vehicle is damaged or totaled, a rental car allows you to maintain your routine and a sense of normalcy while your claim is being processed and your car is repaired or replaced. However, getting a rental car after a car accident often raises questions about insurance coverage, reimbursement, and your rights as an accident victim. A car accident attorney in Bakersfield can help you understand your rights as a victim and get the compensation you deserve.

Will Your Insurance Coverage Pay for the Rental Car?

After a car accident, rental car coverage typically depends on who was responsible for the crash. If another driver caused the accident, their insurance should cover your rental car expenses as part of their liability coverage. To access this benefit, you will need to file a claim with the at-fault driver’s insurance company. The insurer will evaluate your claim and determine whether the policyholder was at fault; if your claim is successful, the company will authorize rental car expenses based on the terms of the policy.

If you are found responsible for the accident, your own insurance may cover rental costs if you have the appropriate coverage. Rental car coverage is not usually included in standard policies but can be invaluable in situations like these. Coverage limits, including the allowable costs and duration of the rental, will vary based on your policy’s terms.

Can You Be Reimbursed for Paying for a Rental Car Out of Pocket?

Sometimes, you might need to pay for a rental car out of pocket while waiting for your claim to be resolved. You may be reimbursed for these costs as part of your insurance claim, whether you are filing against the other party’s coverage or your own.

To recover full compensation for these expenses, make sure to take the following steps:

  • Keep Your Receipts and Records: Maintain a detailed record of all rental expenses, including daily fees, insurance, and any additional charges. Store these documents carefully and make digital copies for easy sharing. Note the exact dates you used the rental car as well.
  • Obtain Proof of Necessity: You will need to prove that you required the rental car in order to be reimbursed. Gather evidence such as a mechanic’s statement showing how long your car was under repair or documentation from a dealership if you were waiting for a replacement vehicle.
  • Reach Out to an Attorney: If you encounter difficulties with the insurance process or feel the reimbursement offered is inadequate, consult with an attorney. A car accident lawyer can help present your claim and negotiate with insurance companies for fair compensation.

An Attorney Can Help You Get Back on the Road After a Collision

Whether you are struggling with rental car issues or need help negotiating with insurance companies, you should not face a car accident claim alone. A Bakersfield personal injury attorney at Rodriguez & Associates can help you navigate the complex process of securing transportation and dealing with insurance companies.

With over 100 years of combined experience and a track record that includes the top 3 highest personal injury verdicts in Kern County history, we have the experience and knowledge to handle your case effectively. Contact Rodriguez & Associates today at (661) 777-7575 (call or text) to schedule a free consultation and take the first step toward resolving your claim.