After a car accident in California, dealing with the at-fault driver’s insurance company can be frustrating. Despite clear evidence of their policyholder’s liability, these insurance companies frequently employ tactics that leave injured victims waiting months or even years for the compensation that they deserve. These delays create unnecessary hardship for accident victims who need immediate medical care and vehicle repairs. If you were injured in an accident, please contact an experienced Bakersfield car accident attorney.
They Hope to Pressure You into Accepting a Lower Settlement
Insurance companies understand that accident victims often face medical bills, lost wages, and other pressing financial obligations. By strategically delaying the claim, they create financial pressure that can make even low settlement offers seem appealing. Extended delays might compel you to accept far less than your claim is worth simply to address immediate financial needs, which protects their bottom line but puts you at risk of hardship in the future.
The Statute of Limitations for a Personal Injury Lawsuit Will Run Out
Each state sets strict deadlines, called statutes of limitations, for filing personal injury lawsuits. In California, this deadline is two years from the date of the injury. Insurance companies may drag out a claim so that you have less time to file a lawsuit if negotiations are unsuccessful. Once this deadline passes, you lose your ability to pursue legal action, leaving the insurance company with significant leverage in settlement negotiations.
They Want to Grow Their Premiums and Receive More Interest
Insurance companies invest the premiums they collect, earning substantial interest on these funds. By delaying claim payments, they maximize the time they hold onto your money, increasing their investment returns. This practice can generate significant revenue for the company while you are left struggling financially.
They Hope That You Will Give Up on Your Car Accident Claim
Insurance companies count on drawn-out claim processes to work in their favor. They know that endless paperwork requests, conflicting information, and constant delays exhaust and frustrate claimants. Some accident victims simply give up pursuing valid claims, saving the insurance company thousands of dollars at the expense of the victim.
Protect Your Rights with Rodriguez & Associates on Your Side
Fighting a large insurance company alone puts you at a severe disadvantage. Their teams of adjusters and attorneys work tirelessly to minimize payouts and protect corporate profits. In these situations, you need a California car accident lawyer who understands their tactics and knows how to counter them effectively.
When you hire a lawyer from Rodriguez & Associates to represent your car accident claim, you signal to the insurer that you are serious about recovering fair and full compensation. Your attorney will identify and counter delay tactics, aggressively pursue your claim through proper legal channels, and maintain constant pressure on the insurance company.
Insurers often respond differently when they know a lawyer is involved. Your attorney handles all communication with the insurer, tracks critical deadlines, and makes sure that your claim moves forward efficiently while you focus on recovery.
Do not go up against an insurance company on your own. The Bakersfield injury attorneys at Rodriguez & Associates can fight for the settlement that you deserve. Call or text us at (661) 777-7575 to schedule a free, confidential consultation and begin your journey to justice today.