How Long Does Subrogation Take?
When a driver causes an accident with another driver resulting in injuries and other damages, the injured driver will likely file an insurance claim against the at-fault driver’s insurance policy. If the at-fault driver does not have auto insurance, the injured driver’s insurance policy may cover the damages. Insurance companies have the right to…
What is Personal Injury Protection?
Every state in the U.S. has unique laws for handling car accidents. Most states follow fault-based systems that require drivers to determine fault for accidents and file claims for coverage against at-fault drivers’ auto insurance policies. However, several states use no-fault systems, and personal injury protection (PIP) insurance coverage is the standard for auto…
What Is Actual Cash Value?
Imagine purchasing a new vehicle for $20,000 and then getting into an accident one year later. You prepare your insurance claim and expect coverage for the price you paid only for the insurer to respond with a much lower settlement offer than you anticipated. This may seem unfair, but the reality is that most…
Safe Driving Tips for Seniors
Senior drivers may have more experience on the road than younger drivers but they are more likely to have medical issues that may interfere with driving ability. It’s crucial for all seniors to keep careful track of their medical conditions and speak with their doctors about any concerns as soon as they arise. If…
What Is Gap Insurance and What Does It Cover?
Buying a new vehicle entails much more than paying a large down payment and arranging financing options. New vehicles require registration and insurance, and generally cost more to insure than older models. Vehicle owners need to carefully shop for auto insurance that not only meets their state’s requirements for coverage minimums but also provides…
How to File a Car Insurance Claim with Mercury Insurance
The moments following a car accident can be chaotic, but the actions you take are essential in protecting your car insurance claim. First, call emergency medical services to care for any passengers or other drivers who sustained injuries. Next, start collecting information for your claim with Mercury Insurance. Gather Information at the Scene After…
How to File a Car Insurance Claim with State Farm
Were you recently in a car accident in Bakersfield? If so, you likely took steps to protect your passengers and other injured people at the scene. You might even have required some medical treatment yourself. Now that everyone is out of danger, it’s time to contact your insurance company and learn more about filing…
How to File a Car Insurance Claim with Allstate
The hours, even days following a car accident can be full of confusing procedures. However, it’s important to follow the terms of your insurance carefully to protect the health of your car accident claim. If you have Allstate insurance, you should follow these steps: Call the Insurance Company Right Away After a car accident,…
Do Pedestrians Have the Right of Way in California?
Many Californians, particularly in urban areas, choose to walk or ride their bikes in lieu of driving to their destination. Commuting by foot or bike can save money, provide convenience, and save time on the hassle of heavy traffic. However, some pedestrian conduct raises important questions about liability following an accident. Do pedestrians always…
Who Is at Fault in a T-Bone Accident?
According to the National Transportation Highway Safety Administration, 8,000 people are killed in T-bone collisions annually. Even today, few cars are equipped with side-impact airbags and many drivers and passengers involved in a side-impact collision suffer severe injuries. Determining who is at fault in these T-bone accidents is key to determining who deserves compensation…